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Why the AMEX Platinum is Worth $550

I've been a happy holder of the American Express Platinum card since the beginning of the year, and despite my original intent to churn the card, I've been surprised to realize its value and I expect to renew it annually. To tell you more about my perceived value of this card, I've developed a Q&A below. What is a quick summary of the top benefits provided to the cardholder?  $200/year in Uber Credits $200/year in Airline Fee reimbursements Gold status with hotels: Marriott, SPG and Hilton Fee Credit for Global Entry or TSA Pre Check $100/year in Saks credits Airport lounge access with Centurion Lounge, Delta Sky Club and Preferred Pass which grants access to the Alaska Airline lounges among others I'm worried I won't get the value of $550 I put into the card, should I s

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Get Your Cash Back

I heard on the radio this morning that today is "Dump Day" which signifies the last day to break off your relationship with your significant other before the holidays roll around. Since my wife and I are solid, I decided I would use dump day to finish closing out any cards that had served their purpose in 2017 and who I didn't care to spend the holidays with this season. You may have noticed my new Uber card that arrived this week. I'm very excited about it: A no annual fee card that provides 4% cash back on dining and 3% on hotels in addition to its other perks. It's the latest no-fee cash back card in my wallet, and one that I expect will stay for a while. Most cash back cards don't carry an annual fee, and allow you to use your earned rewards directly on your next statement. Whether...

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What’s in my wallet?

If you know me, you know I appreciate The Art And Science Of Rewards Credit Card Churning and the value it produces when done well. But having been asked a few times recently, I wanted to take a brief moment to advocate for the cards I have kept (or plan to keep) despite their annual fees; one of the biggest scare-factors of credit cards for novice users. Today, I’ll tell you about three of the credit cards I keep, how I justify the fees each year, and why you should consider one or more of them. Card The American Express Platinum Card Annual Fee $550 Welcome Offer 60,000 points worth $1,200 in travel Perks 10% back on travel*, $200 airline credit, $200 Uber credit, fee credit for Global Entry or TSA PRE✓, Boingo Internet Preferred Plan, airport lounge access inc

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One-Week Honeymoon in Maui for under $175.00

When my wife Brianna married me, she knew about my obsession with points and miles acquisition. My plan to fund the honeymoon trip to Maui became clear when she saw we only had $175 budgeted for the trip’s hotel and airfare. Despite her knowing about the wild world of points, she still asked: How will we stay 6 nights in Maui for only $175?? Generally speaking, I had this strategy: Brianna and I would each acquire two airline credit cards (each with a bonus equivalent to a one-way ticket); and 1-2 hotel cards incentivizing new cardholders with free nights. When deciding which cards to pursue, we considered which airlines best met our needs, and whether there were specific hotels in Maui that we particularly wished to stay at. For us, we were traveling from Seattle and it was important to ...

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