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London + Paris on Points!

Earlier this year, my wife asked me to keep an eye out for any opportunities for us to visit Europe in May 2020 to celebrate her milestone birthday. Accordingly, I tracked trends, and continued to save our points while I waited for a deal. Our primary cards are the American Express Platinum, Gold and Blue Business Plus which means when we earn 4-10% back on our purchases, we earn those rewards in the form of American Express points (valued by TPG at $0.02/each). One of the things I like about these points, is the Point Transfer travel partners that allow you to convert your American Express points into various brands such as hotel points with Hilton or Marriott; or to airline miles with over a dozen airlines including Delta, Flying Blue (Air France, KLM), Hawaiian, Emirates and more. ...

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Platinum or CSR? Why You May Choose Both.

Choices The American Express Platinum and the Chase Sapphire Reserve: These two cards are the power couple of the premium credit card world. Deciding which one is right for you can be tricky; so why not choose both? I'm Not Crazy While applying for not one, but two premium metal credit cards with a combined $1,000 annual fee may seem absurd to you, I'm here to provide you with the alternate narrative and tell you why we've decided to hold both cards in our wallet in 2018. Read on, and I will explain how $25/month will unlock a plethora of travel benefits for you and your loved ones this year. Sign Up Bonuses With the sign up bonuses offered by both cards, the rewards more than compensate you for the annual fees you incur in that first year. At the laziest redemption level, using points to...

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AMEX PlatinumChase Hyatt VisaChase IHG MasterCardDiningFree NightsGasGlobal EntryHiltonInsuranceLoungesMarriottPerksRideshare AppsSheratonTravelTSA PreCheckUpgradesWestin

What’s in my wallet?

If you know me, you know I appreciate The Art And Science Of Rewards Credit Card Churning and the value it produces when done well. But having been asked a few times recently, I wanted to take a brief moment to advocate for the cards I have kept (or plan to keep) despite their annual fees; one of the biggest scare-factors of credit cards for novice users. Today, I’ll tell you about three of the credit cards I keep, how I justify the fees each year, and why you should consider one or more of them. Card The American Express Platinum Card Annual Fee $550 Welcome Offer 60,000 points worth $1,200 in travel Perks 10% back on travel*, $200 airline credit, $200 Uber credit, fee credit for Global Entry or TSA PRE✓, Boingo Internet Preferred Plan, airport lounge access inc

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