Another Year Gone Now completing our third full year of credit card reward management, the hobby continues to be a lucrative one for us. As always, the tricks to success are as follows: Always pay your balance in full each month and never carry debt on your cards month to month Use cards that provide
Whether or not this is a fair assessment, rental cars are one area in the travel world where I have found no value with elite status. The reason for this is that your elite status only benefits you when you book through the company directly. While this isn’t that bizarre of a policy, the rate
Another Year Gone 2018 was a wild year for us with big changes including the relocation of my wife who is now working in Nashville completing a postdoctoral appointment while I have remained in Seattle. As a result of our anticipated increase in travel, we increased our monthly spending for annual fees this year to
It’s Goldddd! You may remember the recent history of luxury travel cards: A longtime American Express employee left the bank to work for Chase where they worked to develop a luxury travel card that millennials (not American Express’ core customer group) could enjoy. Get ’em while they’re young, and keep them forever! They developed the
Commitment While I’m no loyalist, I do value commitment in all phases of my life including credit cards. That’s because a percentage of your credit score is the average length of your accounts. If you have two cards, one you’ve had for ten years and the other brand new, your average length of your accounts
Choices The American Express Platinum and the Chase Sapphire Reserve: These two cards are the power couple of the premium credit card world. Deciding which one is right for you can be tricky; so why not choose both? I’m Not Crazy While applying for not one, but two premium metal credit cards with a combined
