AirlinesAMEX Gold CardAMEX PlatinumDelta AirlinesTravel

Shopping with Points

Earning and collecting points with your credit cards can be a fruitful activity when done well. It may require a spreadsheet or two, but by being diligent and intentional with your method of payment, the money you are spending each year could earn you thousands of dollars worth of rewards! But when it comes to redeeming your points, you must be careful. All points cards offer a myriad of options for redemption, but just because you have options, doesn't mean you should use them. Take for instance the American Express Shopping portal. Your hard-earned points can be used to buy things on Amazon, purchase gift cards, pay your bill and more. But the only option that will help you earn the full potential of your points, is to transfer them to a travel partner. Just because you have op...

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AirlinesAlaska AirlinesPerksUpgrades

Benefits of MVP Gold

As you know, I visit my wife who is pursuing her career in Nashville twice a month. So when I myself chased a career opportunity out of state, I was faced with an overwhelming amount of useless pre-booked flights. Luckily, I was able to take advantage of my MVP Gold status with Alaska Airlines to solve that problem. Logistics Regardless of your Elite status, Alaska allows you to cancel and change flights online without speaking to a representative. However, some of my itineraries were complicated in nature (I had used companion fares and needed partial rather than full changes), so I opted to call the MVP Gold line for assistance. The team was great to work with, and in no time, my 16 flights were cancelled or changed accordingly with the refunds deposited as a credit to my Alaska ...

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AirlinesAMEX Gold CardAMEX PlatinumCredit CardsDiningGlobal EntryInsuranceLoungesPerksPriority PassRideshare AppsSupermarketsTSA PreCheckUpgrades

The AMEX Power Couple

If you're like me, you have a credit card for each facet of your annual budget because the value is just too good to pass up. That said, for many of my accounts, the physical cards themselves have been locked in the safe for years since they are simply on record with my merchant of choice. That's because when it comes to what cards you carry with you in your wallet each day, it is important to keep it simple. So today, I'm here to tell you why two, yes two, premium credit cards may be the perfect arsenal for your daily spending: The AMEX Power Couple - Gold and Platinum cards. Costs Incurred Let's get this out of the way because it is the hardest to stomach. The annual fee on the Gold card is $250; the Platinum is $550. Yes, that's $800 in annual fees. But keep reading: There are th...

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AirlinesAlaska AirlinesAMEX Gold CardAMEX PlatinumBarclay Uber VisaCredit CardsDiningPerks

Why Have the Alaska Card?

If you have taken a flight with Alaska Airlines recently, you have heard about the Alaska Airlines Signature Visa card from Bank of America. Flight attendants, who receive a commission if you apply on-board, will tell you about the exclusive and remarkable benefits available to cardholders, and their inflight entertainment systems even now include commercials advertising the card too. What is the Card? The card itself is one of the most basic on the market. The annual fee is $75.00/year, it earns 3x Alaska Miles on money spent with Alaska and one mile for everything else. Notably however, the card offers a Companion Fare benefit that permits you to add a second ticket to your Alaska reservation for just $121 (taxes and fees) once a year. Should I Use It Everywhere? No!! It ca...

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Chase Sapphire ReserveRental Cars

Rental Cars

Whether or not this is a fair assessment, rental cars are one area in the travel world where I have found no value with elite status. The reason for this is that your elite status only benefits you when you book through the company directly. While this isn't that bizarre of a policy, the rate differentials between the companies themselves and third-party sites like Costco and Priceline are astounding! Using the same dates and details, a two-day weekend rental on Priceline cost $40 total; booking through the company directly cost $123 total. My Wasted Status Rental car agencies seem to have given up on the leisure traveler and instead go after business travelers whose companies are less concerned about the best deal and more interested in convenience. By holding the American Express ...

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AirlinesAlaska AirlinesAMEX Hilton AspireAMEX PlatinumCredit CardsDestinationsFlamingoHiltonHotelsLas VegasWaldorf Astoria Las Vegas

A Weekend in Vegas

Ever since I added the Hilton Aspire card to my wallet, I knew I'd be using it to go to Las Vegas. Vegas, and all that comes with it, is undoubtedly my favorite vacation spot. As ridiculous as that sounds, it is an adult playground and I will never get enough of it. To celebrate a milestone birthday later this year, I took advantage of some perks in my arsenal to develop a quick weekend with flair. Airfare Because I have MVP Gold status with Alaska Airlines, I have the ability to complete same day flight changes for free. I also am awarded some first-class advance-award tickets on select flights each year. For my departure, I found a great mile redemption of just 7,500 miles for the one-way ticket. I booked it, and even though the flight departs at an ungodly evening time (arriving ...

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HotelsUpgrades

The Hotel Upgrade

Preparing For Your Trip When planning your vacation, I hope you develop a budget: I hope you identify how you will travel to your destination, where you will stay once you get there, which attractions you wish to visit, where you will dine out, any other incidentals expenses you will incur such as ground transportation and parking and how much all of that will cost. Then as your trip progresses, I hope you reconcile your expenses against your budget and ensure you are using the credit card that gives you the best redemption for your spend-categories. Easy! But we forgot a budget: The Hotel Upgrade Budget - $20.00. Tipping at Check-In Though it may seem cliché, I have had incredible success with tipping at check-in over the years. In fact, I've only been denied ONCE because the hotel truly

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AMEX PlatinumBoA Alaska Air VisaChase Hyatt VisaChase Sapphire ReserveCredit CardsDiningGasSupermarketsTravelUpgrades

2018 Rewards in Review

Another Year Gone 2018 was a wild year for us with big changes including the relocation of my wife who is now working in Nashville completing a postdoctoral appointment while I have remained in Seattle. As a result of our anticipated increase in travel, we increased our monthly spending for annual fees this year to an average monthly budget of $187. With that, we not only supported a bicoastal living arrangement but even fit in some personal vacations as well, all thanks to our reward points. As in previous years, I meticulously tracked every dollar in and out with regard to credit card annual fees and reward redemptions in 2018 and I'm pleased to say we more than quintupled our budget by using the appropriate mix of cards and redemptions over the last twelve months. 5X Return on Investme

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AMEX Hilton AspireCredit CardsFree NightsHiltonHotelsPerksPriority PassTravelUpgrades

Why I’m Using the Hilton Aspire Card

Recently, Hilton increased all of their signup bonuses for their American Express cards including the Aspire Card; the high-end version of the branded card. This piqued my interest and caused me to consider the card's addition to my wallet in 2019. The new sign up bonus of 150,000 Hilton Honors points seemed to make it worth my while alone. In reviewing the details of the card, I ended up applying for the card that same day. As is typical for American Express, the card was express-shipped to me and I received it just two days later via UPS. The Aspire card carries a $450 annual fee without any trial period; however the signup bonus is valued at $1,200 which more than pays for the card in its first year. Here's what else the card will do for you, and why you may decide to renew it in futur...

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AMEX Gold CardAMEX PlatinumChase Sapphire ReserveCredit CardsDiningSupermarkets

Why You’ll Love the New AMEX Gold Card

It's Goldddd! You may remember the recent history of luxury travel cards: A longtime American Express employee left the bank to work for Chase where they worked to develop a luxury travel card that millennials (not American Express' core customer group) could enjoy. Get 'em while they're young, and keep them forever! They developed the Chase Sapphire Reserve Card and (until now) have been the go-to card for dining and travel rewards. It took a couple years, but American Express is finally throwing its own punch with the reinvention of its Gold card (currently available in Rose Gold for a limited time only). What's Good About Gold? The Gold card pairs perfectly with the AMEX Platinum card which already offers 5X points on airfare and travel booked directly with AMEXTravel.com. The Gold card

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