In 2017, after four aggressive years of payments and intentional lifestyle choices, my wife and I became debt free. Student loans, car payments, credit card bills, paid. It was the happiest day of our lives since the wedding. It was a long four years between realizing our mutual objective, to be financially free from the burden of debt, and hitting that milestone. We became very creative grocery shoppers; we developed a weekly date night that didn't involve spending any money; we even found this whole credit card points hobby of ours. Getting out from under the "normal" way of life, to live with debt, was a triumphant moment for us, and was the culmination of life lessons that we'll keep with us for the rest of our lives. I find that this is an important reflection to make as I cont...